Insurance Survey

Risk assessment

Insurance Companies require just this sort of survey in order to initially put a vessel on risk and subsequently every five years if the vessel is over 20 years old. The survey validates the overall safety and condition of the vessel taking it through 25 -35 core non destructive tests, dependent upon the type of vessel and the materials used in its construction.  (See Survey Scope listing)

Every system on board the vessel will be tested from the integrity of the hull to checking the helm seat supports. Engines would need to be seen running by a Marine Engineer. The survey report is followed by a list of 'Essential' and 'Non-Essential' recommendations, my conclusions and a valuation.

The vessel needs to be either ashore on blocks or in slings so that the hull can be inspected. The systems on the vessel are checked for safety and working order and a full 15 to 20 page condition report is presented to you via email and a printed version is sent via first class post.

Although tailored to the demands of insurers the survey does provide the owner with a comprehensive review of the condition of their investment allowing them to prioritise 'non-essential' works or improvements to suit their budget or calendar.  

Survey scope 

HULL, DECK & STRUCTURE
1.Details of vessel (Description, dimensions, registration etc.)
2.Keel
3.Hull below waterline
4.Topsides above waterline including rubbing strake
5.Deck moulding
6.Coach Roof
7.Cockpit
8.Hull/Deck Join
9.Bulkheads and Structural Stiffening including Internal Mouldings
STEERING, STERN GEAR & SKIN FITTINGS
10.Rudder and Steering
11.Stern Gear
12.Cathodic Protection
13.Skin Fittings and other through hull apertures
ON DECK
14.Main Companionway and other Access to Accommodation
15.Ports, Windows
16.Pulpit, Stanchions, Pushpit, Lifelines and Jackstays
17.Rigging Attachment Points
18.Ground Tackle and Mooring Arrangements
19.Other Deck Gear and Fittings
20.Davits and Boarding Ladders
RIGGING
21.Spars
22.Standing Rigging
23.Running Rigging
24.Sails and Covers Safety
25.Navigation Lights
26.Bilge Pumping Arrangements
27.Fire Fighting Equipment
28.Lifesaving and Emergency Equipment
ENGINE
29.Engine and Installation
30.Fuel System Accommodation and on board systems
31.Accommodation
GENERAL
32.Gas Installation
33.Fresh Water Tanks and Delivery
34.Heads
35.Electrical Installation
36.Electronic and Navigation Equipment